How it works
A clear process, fast execution, and no confusion. Here's what working with RISE looks like.
The RISE process
Tell us what you're trying to do
Buying, renewing, or refinancing. We'll ask a few key questions and confirm what matters most for your situation.
Share the essentials
We collect the documents we need to assess your options. If anything is missing, we'll tell you exactly what to send and why.
Compare options and structure the mortgage
We compare lenders and explain the trade-offs in plain language, then recommend the structure that fits your goal, timeline, and comfort level.
Submit and move quickly
We package the file cleanly and handle the lender process. You'll get clear updates as the file moves through approval and conditions.
Final approval and signing
We guide you through the final steps, including conditions, notary instructions, and signing so everything stays smooth through closing.
What you can expect
- •Clear answers and plain language
- •Fast follow-ups and proactive updates
- •Competitive rates and smart structuring
- •Support through approval, conditions, and signing
- •Availability 7 days a week, including evenings when needed
What we'll need from you
To move quickly, we'll ask for a few basics. The exact list depends on your situation.
Common items:
- •Income documents: pay stubs, employment letter, T4, or 2 years of Notices of Assessment + T1s (if self-employed)
- •Current mortgage statement + municipal & school taxes (if renewing or refinancing)
- •Rental income: Current leases (if applicable)
- •Property details (if you've already found one)
- •ID and basic personal info
We'll always explain what we're requesting and keep it minimal. Lenders may request additional documents during the process.
Ready to get started?
Tell us what you're trying to do. We'll confirm your options and map the next steps clearly.