Mortgage renewal calculator

Walk through a few steps to see how your payment looks when your term ends—same balance and remaining amortization, with an illustrative renewal rate by term and fixed vs. variable (variable only for 5-year terms).

Enter your current mortgage balance, amortization, and interest rate in one step.

See payment and total paid over your chosen new term using placeholder rates (real rates will come from our portal).

Try terms from 1–5 years, payment frequency, and an optional second scenario.