Mortgage renewal calculator
Walk through a few steps to see how your payment looks when your term ends—same balance and remaining amortization, with an illustrative renewal rate by term and fixed vs. variable (variable only for 5-year terms).
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Enter your current mortgage balance, amortization, and interest rate in one step.
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See payment and total paid over your chosen new term using placeholder rates (real rates will come from our portal).
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Try terms from 1–5 years, payment frequency, and an optional second scenario.